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    • No Shortcuts to the Top: Climbing the World's 14 Highest Peaks
      No Shortcuts to the Top: Climbing the World's 14 Highest Peaks
      by Ed Viesturs, David Roberts

      "Ed and David Roberts have given the reader a never before look into the climbing and personal life of America's icon of mountain climbing. This includes the mental methods of climbing with various partners, dealing with circumstances outside of the sphere of control, and the decisions impacting self and family."

    • First Things First
      First Things First
      by Stephen R. Covey, A. Roger Merrill, Rebecca R. Merrill

      "It shapes a lifestyle, a discipline full of virtue and enchantement. Think of it as a trip to Tibet packed with a senior executive course on people skills - a profoundly humanistic work for the self who's also a contemporary citizen of the world."

    • The Lies About Money: Why You Need to Own the Portfolio of the Future
      The Lies About Money: Why You Need to Own the Portfolio of the Future
      by Ric Edelman

      "Ric Edelman does a good job of discussing the perils of mutual funds and what to look out for when investing. His sections are short, simple, easy to read and provide a relatively straightforward explanation of the topics."

    • If You Don't Make Waves, You'll Drown: 10 Hard Charging Strategies for Leading in Politically Correct Times
      If You Don't Make Waves, You'll Drown: 10 Hard Charging Strategies for Leading in Politically Correct Times
      by Dave Anderson

      "Even if you disagree with the approach at times, you won't be able to deny the truths contained and the relative strategies that Dave recommends for curing our businesses and our country. They work, when applied properly and consistently."

    • The Truth About Money 3rd Edition
      The Truth About Money 3rd Edition
      by Ric Edelman

      "A comprehensive guide to the different methods and options available to the individual investor, along with some useful information regarding budgeting and purchasing"

    • Integrity: The Courage to Meet the Demands of Reality
      Integrity: The Courage to Meet the Demands of Reality
      by Henry Cloud

      "The basic assumption here is that "integration" or "wholeness" of character is a necessary component in order to reach one's maximum potential both personally and professionally, and that character is not fixed or unchangeable. This book is extremely inspirational and informative. It is a roadmap to success and happiness."

    My Top 10

    My Top 10 Favorite Truths!

    1) You cant predict the future.

    2) You can only control yourself and your choices...and some days that is even a stretch!

    3) Happiness is a choice.

    4) Anything is possible!

    5) Perception is Reality.

    6) Expectation, determines outcome.

    7) Honesty, is the only policy.

    8) Every Failure is an opportunity for growth.

    9) Tomorrow is not promised to you.

    10) Family is the most important thing in the world, and can be found anywhere in the world.

    Favorite Quotes

    My Favorite Quotes!

    1) Imagination is more important than knowledge.-Albert Einstein

    2) What you get by achieving your goals is not as important as what you become by achieving your goals.-Zig Ziglar

    3) It is wise to keep in mind that neither success nor failure is ever final.-Roger Babson

    4) Whether you think you can or whether you think you can't, you're right.-Henry Ford

    5) How we spend our days is, of course, how we spend our lives.-Annie Dillard

     

    « Breaking FHA News | Main | Two Questions About These Historically Low Rates »
    Tuesday
    Aug032010

    The Last Dumb Reason Given Not to Buy a Home

    DateTuesday, August 3, 2010 at 8:00AM

    We believe very strongly in the benefits of homeownership. Over the last few weeks, we have been addressing some of the more questionable reasons people have been giving for not buying a house.

    We will cover the last reason today. Dumb Reason #5: You can’t trust a real estate professional to tell you the truth.

    This one always gets me upset. Just because someone is in the business of helping you find your next home or helping you arrange financing doesn’t mean they will just tell you anything just to ‘get you to buy now’. Are there unscrupulous people in the real estate business? I’m sure there are. Just like there are immoral people that have become police officers, doctors and even clergy.

    However, most real estate and mortgage professionals are good, hardworking members of the community dedicated to helping families attain their housing goals. Are they saying that this might be the best time to buy a home in the last 50 years? The knowledgeable ones are saying just that.

    Why? Let’s not take their word for this. Let’s step away from the agents and loan officers and see what others are saying:

    “It’s a great time to buy a home. With the real estate crash, prices are way down and mortgage rates have never been lower.”

    An article U.S. News and World Report (July 2, 2010)

    “It’s the best time to buy a house in America.”  

    A CNBC article quoting John Paulson, #45 on the Forbes list of the world’s wealthiest billionaires (June 25, 2010)

    “We want to point out that the downside of investing in housing right now is about as low as you will ever see.”

    John Burns, CEO of John Burns Real Estate Consulting, in a Housing Wire article (July 7, 2010)

    Probably the best people to ask if buying a home makes sense are the people who currently own homes. A recent national poll commissioned by Bankrate.com found:

    Ninety percent of homeowners say they don’t regret buying their home despite a nationwide tsunami of foreclosures, short sales and loan modifications.

    The next time a real estate professional explains to you that it makes sense to purchase the house you just feel in love with, don’t question yourself or them. They are giving you great advice.

     

    Thanks to Steve Harney and our friends at KCM for this post!

    AuthorMichelle Coolidge | CommentPost a Comment | Print ArticlePrint Article

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